Types of advice

Types of financial advice

There are lots of things you might need advice on including:

• MORTGAGE – Is your mortgage on track to be paid off by the time you retire and do you have a competitive interest rate?
• PERSONAL DEBT – If you have excessive amounts of personal debts you should take advice about the best way to manage your borrowings
• LIFE ASSURANCE – If you or your partner fell under the proverbial bus, will there be enough money to repay the mortgage or keep the family finances going?
• INCOME PROTECTION – If you fell ill and couldn't work, will there be enough income to pay the household bills?
• ISAs AND INVESTMENTS – Are you taking advantage of your ISA allowance and are your investments in the best place?
• PENSIONS and RETIREMENT – Have you made the most of your pension savings and will you have enough income in retirement?
• LEGAL – Have you and your partner made wills and set up lasting powers of attorney?