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It’s difficult to make the right investment decisions

You may be tempted to make your own investment decisions but if you don’t have the expertise to make the right fund selection you may end much worse compared to getting financial advice.

If you need investment advice for your savings or investments, a good adviser will discuss your attitude to risk and longer-term objectives and then recommend a suitable strategy.

The difference in investment returns between different funds can be significant. The chart below shows the difference between two funds which we monitor. Both are benchmarked against the Mixed Investment 40-85% benchmark. If you invested £ 100,000 in fund A five years ago, you would be over £20,750 better off if you had invested in fund B. That is a difference of 16%.


Time Range: 06/10/2014 - 06/10/2019


Cumulative Return

Annualised Return

Initial Value

Ending Value

Fund A



£ 100,000

£   151,536

(ABI) Mixed Investment 40%-85% Shares (Pen)



£ 100,000

£   136,444

Fund B



£   100,000

£     130,777


Difference between A & B


-£    20,759

We cannot guarantee that we will increase the value of your savings or pension pot because we cannot second guess the financial markets. But we can guarantee that we will use our expertise and experience to get you the most appropriate and suitable investment and pension solutions.

If you need help or advice - Contact us

As one of the most respected specialist retirement advisers, William Burrows and Better Retirement will be pleased to help you make the right decisions at any stage of your retirement journey.

Call or email now for a free and without commitment chat.

This website is run by William Burrows and publishes generic information on annuities, drawdown and other related retirement income matters. Any information you use is at your own risk and does not constitute financial advice.

If you require financial advice you will be advised by Better Retirement where William Burrows is authorised to give investment advice. Better Retirement Group Ltd is authorised and regulated by the Financial Conduct Authority, reference number 153420.