There's a forgotten group of Brits, who are more at risk and less aware of pensions than anyone else - the trouble is many have their heads in the sand

Independent pensions expert Billy Burrows said: “Many people see pensions as being too complicated and simply bury their head in the sand.

“Don’t put your pension statement in the bottom drawer and think you’ll tackle it another day.

“Open it, have a look, it’s not as frightening as you might think.”

We owe it to ourselves to take the same interest in our pension savings as we do with our other financial products.

It has become the norm for many people to shop around for the best deals on everything from mobile phone contracts to energy bills and insurance.

Savings on these products can be in the hundreds of pounds but ensuring you have the right pension product could mean tens of thousands of pounds worth of extra cash in your pot at retirement.

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